Pre-qualification
Meet with a mortgage broker to find out what price you qualify for and can afford to pay for a home.

Pre-approval
Getting a pre-approval from a lender gives the buyer better buying power.  With a pre-approval the buyer receives a letter of commitment from the lender which lets the seller know that you are a serious buyer and financially prepared.  Costs for pre-approval are usually nominal and in most cases are able to pay for them when you close your loan.

Needs vs. Wants
Make yourself a list of what you “need” and a list for what you “wish” for but are not absolutely necessary.

• Maintaining Focus
• Organize the buying process with detailed maps highlighting your interest areas.
• Keep a file of the properties that you have seen and those to be viewed.
• Camera are extremely helpful especially when viewing several properties at a time.
• Look at properties as though you were selling them e.g. school districts, proximity to shopping, parks, freeway access versus noise, abandoned properties close by and high traffic etc.

Visualize
Visualize the house empty if occupied and with your décor.  Are rooms adequate in size, light, floorplan conducive to your needs?

Be objective
Does this home really meet your needs…think with your head not your heart as you may regret an emotional, hurried decision.

Be thorough
Have the property inspected by a professional inspector, request a second walkthrough to take place just prior to closing to make sure no changes have been made to the home from  the time of accepted offer to closing.

Professional Representation
Serious consideration should be given to securing a professional realtor to represent you – one who  is working for you and not the seller. 

As a professional I will help keep track of all of the details.  Please call or email me to discuss any part of the buying process.  I would be happy to assist you in any way.